Alinma’s Istithmar program is your Shariah-compliant solution for investment. By investing a lump sum, you are able to work toward your investment objectives with Alinma’s innovative, respectful assistance by your side.
Benefits that keep pace with your needs
- Financial planning package that provides you with a variety of savings, protection, and investment schemes
- Minimum investment amount of SAR 30,000
- Flexible duration (from 3 to 15 years)
- Coverage in case of natural death starts (from SAR 15,000 and up to SAR 250,000
- This program extend to 15 years as maximum or when the beneficiary reaches the age of 70 years.
- Free, 21-day trial period. If you are dissatisfied for any reason you may return the policy and have the subscription amount, less any costs, refunded to you.
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Istithmar program, illustration |
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Years35 |
Insured age |
30,000SAR |
Contribution / monthly |
15 Years |
Policy term |
30,000 SARSAR |
Total premium invested policy term |
38,300SAR |
Total premium invested policy term including projected return 3% |
51,300SAR |
Total premium invested policy term including projected return 5% |
68,900SAR |
Total premium invested policy term including projected return 7% |
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15,000 |
Basic coverage |
-There is NO guarantee that the investment return shown above will be achieved. This illustration is based on indicative- The projected growth rates, as shown in the table above (i.e. 3%, 5% and 7%) are gross rates, before any applicable investment management charge. The effect of investment charge is already taken into account in the illustrated values
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