Invest Account

Invest Account

Investment returns with peace of mind

Nama Investment Product is designed to help you develop your financial resources to give you investment returns by investing in the bank's activities according to the fully Shariah-compliant, taking into account the customer's interest in achieving a better return with greater peace of mind.

 

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Benefits that keep up with your needs
  • Long-term investments (starting from SAR 50,000) have a minimum duration of 3 months.
  • Short-term investments (starting from SAR 200,000) have a minimum duration of one month.
  • Enjoy flexibility in investment, with returns varying based on investment amounts and periods.
  • Invest any working day with ease.
  • Returns are calculated daily and paid on the due date, beginning after one month for short-term investments and three months for long-term investments.
  • Open to both Saudis and residents.
  • Link the Nama product to the Saudi riyal currency through the bank's e-channels and branches.
  • The Nama product provides the option to link with various currencies through the bank's branches. 

 

Easier prerequisites for better service
  • National ID card / residence visa
  • Open current account

 

Channels
  • Alinma internet
  • Alinma application for smart devices
  • Alinma bank branches

 

Investment Pool

which is consisting of investments that are revenue-generating and have a high-level of stability in terms of their fair value and cash flow.

Investment Pool Component:

  • Financing
  • Sukuk
  • Transactions with SAMA

 

Return expected rate example:

 

The anticipated annual profit rate is periodically updated, adjusting in correlation with the subscription amount. Additionally, the return may vary based on the duration of the investment period.

The anticipated rate of return for a one-month subscription period ( Minimum Subscription Amount 200,000 SAR)

Expected Annual Profit Rate (%)

Subscription Amount

5.11%

200,000

5.40%

2,000,000

5.51%

10,000,000

5.68%

20,000,000

 

The anticipated rate of return for a Three-month subscription period ( Minimum Subscription Amount 50,000 SAR)

Expected Annual Profit Rate (%)

Subscription Amount

4.52%

50,000

5.43%

200,000

5.73%

2,000,000

5.85%

10,000,000

6.03%

20,000,000

 

Nama Product Investment Contract