We offer you the Fully Sharia compliant Alinma credit card that offers you freedom of use inside or outside the Kingdom in POS and online purchases, with the possibility of paying the card dues in easy monthly installments.
- Free for life (Offer is valid until 30 April 2024).
- Instant approval upon average balance via Alinma app.
- Access to airport lounges in more than 1000 airport worldwide.
- Fully Sharia Compliant.
- Instant approval through Alinma App based on average balance.
- Applying for the credit card based on salary information (based on customer credit history) through Alinma App.
- Free for life until 30 April, 2024. The offer will be canceled if the card is not used within 3 months or when the card is canceled within a year. The issuance and annual fees will be applied.
- NO salary transfer (depend on client credit study).
- Access to VIP lounges in more than 1000 airports around the world with the Alinma Infinite or Signature credit card via the Lounge Key website, or 25 airports with the Alinma Platinum credit card through the DragonPass website provided by Visa International.
- Pay the card in easy monthly installments of only 5% of the outstanding amount or SAR 100 (whichever is higher).
- The possibility to load the card with an additional amount and exceeding the credit limit by transferring from your current account to the card.
- Possibility of transferring any un-used additional amount in the card to the current account.
- Possibility of using the entire credit limit to pay your purchases through POS devises.
- Possibility of early repayment of the amount due.
- Ease of adding the card in e-wallets such as Apple Pay and mada Pay
- Enjoy various rewards and earning points from akthr Program.
- Continuous and wide verity of seasonal offers and discounts.
- Lounge Access at worldwide airports
- Free for life offer will be canceled if the card is not used within 3 months or the card is canceled within a year, and the issuance and annual fees will be applied.
- Request for Alinma credit card is subject to credit approval.
- The card will be delivered by mail within 10 working days.
- The bank has the right to take the necessary measures to preserve its rights in the event that the offer has been misused.
- Product terms and conditions apply.
- Earning points does not include digital wallet top up transactions.
How to apply for a Credit Card through Alinma App “Based on average balance”:
- Home page
- Click cards then Click request card
- Select the credit card then Apply now
- Chose account linked to the card
- Fill in expenses details, and agree to T&C
- Instant approval based on average balance
- Credit card limit acceptance
- Promissory note Approval via NAFITH
- Signing contract
- Issuing and activating the credit card
How to apply for a credit card through App “Based on salary information”:
- Home page
- Click cards then Click request card
- Select the credit card then Apply now
- Chose account linked to the card
- Select employer sector
- Select employer
- Enter the monthly income
- Fill in the expenses details, and agree on T&C
- Upload salary certificate
- Waiting for approval of the request
- Credit card limit acceptance
- Promissory note Approval via NAFITH
- Sign contract
- Issue and activate the credit card
- Alinma App.
- Alinma website
- Toll free 8001208008
- Visit the nearest Alinma branch (to view branches locations, please click here)
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Card type |
Local use (for each SAR) |
International use (for each SAR) |
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Platinum |
4 points for each Riyal |
6 points for each Riyal |
|
Signature |
6 points for each Riyal |
7 points for each Riyal |
|
Infinite |
6 points for each Riyal |
7 points for each Riyal |
|
Offers |
Infinite |
Signature |
Platinum |
Service/ card type |
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All Alinma credit cards are free for life (Offer valid until 30 April, 2024). Fees will be applied on Supplementary cards |
Free for life |
Free for life |
|
Primary / Supplementary card |
Annual fee Issuance / renew |
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SAR 50 |
Card replacement |
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SAR 75 |
ATM’s cash withdraw / each transaction |
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2.7% |
International transactions fee for each transaction |
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Less than a year SAR 25 From one to five years SAR 30 More than five years SAR 50 |
Additional monthly account statement |
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SAR 50 |
Falls dispute |
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SAR 1,875 is equivalent to USD 500 |
Visa’s Pre-Arbitration chargeback Fee |
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2.5% or as stated in the financing contract accompanying the card |
2.5% throughout financing contract only for cards issued before 30 April, 2024. |
Monthly finance profit rate |
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5% of the total amount due in the monthly statement or SAR 100 (whichever is higher) |
Minimum repayment amount |
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*Free for life offer will be canceled if the card is not used within 3 months or the card is canceled within a year, and the issuance and annual fees will be applied.