Expats Affluent Banking

• 50% off on administrative fees for all personal financing products.
• Annual percentage rate APR: 5.00% for personal finance
• The offer is valid from 17 till 30 June 2025.

• No administrative fees for Car Leasing Program (50/50).
• Offers on 50/50 and monthly installment auto lease financing programs.

* APR starting from 2.83%

• Limited Duration Premium Residency (1 to 5 years, renewable)	Unlimited Duration Premium Residency	Credit Criteria
  (Ʀ) 15,000	(Ʀ) 15,000	Minimum salary
  Up to 15 Years	Up to 30 Years	Financing maximum period
  Up to 3 Million	Up to 10 Million	Financing maximum amount
  30%	30%	Down payment
  FLAT starting from 6.98%	FLAT starting from 6.71%	Financing prices

• Discount on administrative fees (50%) for holders of the premium permanent residency only.
• The offer is valid from 17 till 30 June 2025.
• (The minimum age is 21 to 60 years)

• fee-free transfers for Diamond customers on domestic and international transactions via alinma Express and SWIFT.
• 50% discount on transfer fees for Platinum customers on domestic and international transactions via alinma Express and SWIFT
• Competitive exchange rates with the alinma Express service.
• Fast and secure transfers through the alinma app and branches.

• Credit Cards Free for life issuance with no annual fees (starting from June 04 to June 30, 2025).
• Free for life issuance with no annual fees for first Credit Cards additional supplementary (starting from June 04 to June 30, 2025).
• Free  for life issuance of the first Traveler and Purchase Card. ( offer valid from 25 march until June 30, 2025)
• No issuance fee for the first year for AlFursan Platinum Card. The customer must activate the primary card and use it within 90 days of issuance with a minimum spending of SAR 1,000 to qualify for the welcome miles. (This offer applies only to the first AlFursan Card). (offer valid from 27 mar until June 30, 2025)

Annual percentage rate APR: Credit card starting from 34%.

Earn points with the “akthr” Loyalty Program as follows:

• 200,000 akthr points upon signing the Real-estate financing contract.
• 100,000 akthr points upon signing the personal financing contract.
• 50,000 akthr points upon signing the auto-lease financing contract.
• 30,000 points upon issuing Murabaha credit cards (Signature and Infinite
• Earn Akthr loyalty points from Alinma when you use your Alinma cards for purchases.

• Annual return of up to 2.25% for balances up to SAR 1 million.
• Annual return of up to 3% for balances exceeding SAR 1 million.

• 30% discount on trading commission for alinma Platinum customers.
• 40% discount on trading commission for alinma Diamond customers.
• Free technical analysis.
• Access to trading across all Alinma Investment digital platforms.

Product:

• Retirement protection and saving Program.
• Ladies protection and savings Program.
• Education protection & saving Program.
• Marriage protection and savings Program.

Benefits:

• Flexibility in the contribution amount, starting from Ʀ 300 per month.
• Coverage in the event of death, up to Ʀ 1,575,000.
• Coverage for critical illnesses for women, up to Ʀ 200,000.
• Option to choose from various investment strategies tailored to protection and savings products, managed by Alinma Investment.
• Temporary suspension option.
• Partial withdrawal in case of emergencies.
• 10,000 points upon subscribing to the protection and savings product.

Product:

• Istithmar Program

Benefits:

• You can start your investment with a minimum of Ʀ 25,000.
• Flexibility in the program duration (from 3 years to 15 years).
• Coverage in the event of natural death ranges from Ʀ 15,000 to Ʀ 250,000.
• 10,000 points upon subscribing to the protection and savings product
• The investment program offers a one-time investment option aimed at achieving long-term growth.
• Tailored savings and protection plans designed to secure your future.