Saudi University Pre-graduates

Saudi University Pre-graduates

Alinma Bank offers the Saudi pre graduate students at Saudi universities the opportunity to get Alinma Signature Credit Card with a competitive credit limit to enjoy a lot of features that offers freedom of use inside or outside the Kingdom in POS and online purchases, with the possibility of paying the card dues in easy monthly installments.


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  • Exclusive for Saudi students
  • Pay the card dues in easy monthly installments of only 5% of the outstanding amount or SAR 100 (whichever is higher).
  • Ability of charging the card with an additional amount and exceeding the credit limit by transferring from the current account to the card.
  • ability to use the entire credit limit to pay your purchases through POS.
  • Ability to transfer up to 30% from credit card limit to the current account via Alinma Internet or withdraw cash up to 30% through Alinma ATMs.
  • Ability to early pay dues.
  • Ability to add the card in e-wallets (i.e. Apple Pay and mada Pay)
  • Enjoy various rewards and earning points from akthr Program
  • Continuous and wide verity of seasonal offers and discounts.
  • Lounge Access at worldwide airports
  • Fully Sharia Compliant.


How to apply for a Credit Card through Alinma App:
  • Home page
  • Click cards then Click request card
  • Select the credit card 
  • Chose account linked to the card
  • Select employer ( Gov. Civilian).
  • Chose: “Graduates of …”.
  • Enter the university reward amount
  • Fill in the expenses and agree to the terms and conditions
  • Upload student identification certificate
  • Wait for the request to be approved


Steps to complete the card request after the approval:

  • Approve the credit limit
  • Promissory note Approval via NAFITH
  • Signing the contract
  • Issue and activate the credit card


Terms & conditions:

  • Free Issuance for the first year.
  • The offer is granted pre graduate Saudi students from accredited universities
  • Alinma credit card application is subject to credit approval.
  • The card will be delivered by mail within 10 working days.
  • Product terms and conditions apply.
  • Earning points does not include digital wallet top up transactions.
  • The bank has the right to take the necessary measures to preserve its rights in the event that the offer has been misused.


Channels to apply for credit card:


Akthar Points:

Card type

Local use (for each SAR)

International use (for each SAR)


6 points for each Riyal

7 points for each Riyal


Charges & Fees

Terms and Conditions