Buyout Product

A finance product that gives you the opportunity to transfer your current real estate debt (Ijara or Murabaha) to Alinma Bank as a finance option offered to all Alinma Customers (subsidized and non-subsidized).


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Features that meet your needs:

  • Fully Sharia’h-compliant finance based on Murabaha.
  • Providing an initial finance calculation.
  • Possibility of reducing the current monthly installment.
  • Financing up to the age of 75 years.
  • Financing up to SAR 10 Million.
  • Possibility of financing non-accredited entities.
  • Settlement period up to 25 years.
  • Acceptance of completed units up to 30 years of construction.
  • Possibility of applying the flexible installment feature.
  • Acceptance of real estate all over the Kingdom.
  • Financing unfinished properties.
  • Finance without salary transfer.
  • Early payment option.
  • No down payment.
  • No Property transactions tax.
  • Transferring housing support to beneficiaries.
  • Exemption of beneficiaries in case of death or total disability, God forbid (terms and conditions apply).
  • APR 6,77%


Easier Requirements for a Better Service:

  • Opening a current account with the Bank.
  • Credit approval.
  • National ID.
  • Salary certificate.
  • Real estate finance request form.
  • Real estate details form.
  • Copy of the real estate deed.
  • Real estate location sketch.
  • A non-objection letter issued by the current financing entity at least 10 days prior to the date of this application.


Or through the following channels:

  • Alinma phone (8001208008).
  • Alinma branches. 

* Terms and conditions apply.