50% on administrative fee for Personal Financing through Alinma App

For a limited time, Get a 50% discount on personal finance administrative fee when submitting your application through the Alinma App.

Personal financing from Alinma Bank by selling commodities in the form of Murabaha, is a fully Sharia- complaint product.


Apply via App Open Your Account Now


Features Meets Your Needs

  • 50% discount on administrative fee is only for personal finance applied through the Alinma app.
  • Financing up to SAR 7.5 million.
  • Personal financing up to 60 months.
  • Available for Saudis and expats.
  • Fully Sharia-complaint.
  • Outstanding balance will be waived in case of death (god forbid).


Steps of Requesting and Executing via Alinma App:

  • Click on finance and Select request finance and click on (Apply now).
  • Select employer sector, then specify employer.
  •  Fill in your net salary, then click continue.
  •  Fill out dependents’ information and monthly expenses.
  • Upload required document.
  • At this Stage, your personal finance has been successfully submitted and will be subject to the bank's credit assessment
  • Upon initial approval of the request, a notification will be sent through the app. At that time, Customer must log in to the app and click on (Request Status), where the customer will be able to view and approve the offer.
  • Approve promissory note thru (request status), an SMS will be sent with a link via NAFITH (Ministry of Justice) to agree on the Promissory Note.
  • Approving the financing contract through the app is required.
  • Enter the activation code sent via SMS then click continue.
  • The ownership of the commodity of financing will be transferred to the customer, the value of the commodity will be deposited to the customer’s account immediately after it is sold by the bank to a third party on behalf of the customer.

For further information please contact us on 920028000


Terms & Conditions

  1. The offer is valid until 23\6\2023
  2. Offer is only valid on requests made through Alinma App and does not valid for other channels.
  3. Minimum age of 18 for Saudis.
  4. Maximum age of 75 years for retirees.
  5. Minimum salary starts from SAR 3,000 based on sector classification.
  6. Administrative fee will be equal to 1% of the financed amount, with a maximum of SAR 5,000.
  7. Alinma Bank has the right to amend or change the terms and conditions of the offers, including the period of the offer and the discretionary right in choosing customers eligibility for the offer.


*Administrative fees and commodity broker’s fees are subject to VAT

* Terms and Conditions Apply

* To view commodity broker’s fees please click here



Personal Financing

Monthly Installment

Finance amount

Profit Rate (APR)

Financing Period


SR 890

SR 50,000


5 years


SR 2688.75

SR 100,000


5 years


SR 1784.17

SR 150,000


5 years


*Any information or rates mentioned are for example only. All financial product and service delivery is subject to the credit policies of Alinma Bank.