Savings & Investments

Investment returns with peace of mind

Nama Investment Product is designed to help you develop your financial resources to give you investment returns by investing in the bank's activities according to the fully Shariah-compliant, taking into account the customer's interest in achieving a better return with greater peace of mind.

Open Your Account Now Download Alinma App now

Benefits that keep up with your needs

• Long-term investments (starting from SAR 50,000) have a minimum duration of 3 months.
• Short-term investments (starting from SAR 200,000) have a minimum duration of one month.
• Enjoy flexibility in investment, with returns varying based on investment amounts and periods.
• Invest any working day with ease.
• Returns are calculated daily and paid on the due date, beginning after one month for short-term investments and three months for long-term investments.
• Open to both Saudis and residents.
• Invest the Nama product to the Saudi riyal currency through the bank's e-channels and branches.
• The Nama product provides the option to invest with various currencies through the bank's branches.
• The funds of this product shall be invested in an investment pool that is mainly composed of non-zakat assets, assets the Zakat of which is paid by a third part, or both. Accordingly, this pool shall not be subject to Zakat

Investment Pools

• The Bank invests the balances of investment accounts in revenue-generating investments and stable in terms of fair value and cash flows. Such balances are invested in one of the following pools:
• Retail Customers Investment Pool: This is an investment pool that is mainly composed of non-zakat assets, or assets the Zakat of which is paid by a third part, or both. Accordingly, this pool shall not be subject to Zakat.
• Sharia decision 1398
• Corporate Customers Investment Pool: This is an investment pool that is mainly composed of different revenue-generating assets, including the Bank’s financings (Except leased assets financings), Sukuk and transactions with the Saudi Central Bank.
• FAQS

Easier prerequisites for better service

• National ID card / residence visa
• Open current account

Channels

• Alinma internet
• Alinma application for smart devices
• Alinma bank branches

Return expected rate example:

The anticipated annual profit rate is periodically updated, adjusting in correlation with the subscription amount. Additionally, the return may vary based on the duration of the investment period.

The anticipated rate of return for a one-month subscription period ( Minimum Subscription Amount 200,000 SAR)

The anticipated rate of return for a Three-month subscription period ( Minimum Subscription Amount 50,000 SAR)

Nama Product Investment Contract