The Investment Program helps grow your financial resources to achieve your dreams by investing a one-time payment, all through Shariah-compliant plans.
Benefits That Fit Your Needs
- A financial plan offering a diverse package of savings, protection, and investment
- Exemption from subscription payments in the event of the beneficiary’s death (God forbid)
- Flexible deduction amounts starting from a minimum of SAR 300
- The program continues from the beneficiary’s (son/daughter) current age until they reach 25 years old
- Option to invest savings in various investment strategies tailored for protection and savings products, managed by Alinma Capital
- Temporary suspension option
- Partial withdrawals allowed for emergency situations
- Ability to withdraw at any time before the maturity date
- A 21-day free-look period: if not satisfied, you may cancel the policy and receive a refund of your contributions, minus any medical exam fees (if applicable) and protection fees
- Flexible payment deduction options via standing order or direct debit
Istithmar Program | Overview Presentation
|
Total premium invested policy term including projected return |
Basic coverage |
Term |
Contribution |
Product Name |
|---|---|---|---|---|
|
7% |
||||
|
28,690.80 |
15,000 |
5 |
25,000 |
Istithmar |
|
59,824.14 |
25,000 |
5 |
50,000 |
|
|
122,074.06 |
50,000 |
5 |
100,000 |
|
|
246,573.62 |
100,000 |
5 |
200,000 |
- There is NO guarantee that the investment return shown above will be achieved. This illustration is based on indicative.
- The effect of investment charge is already taken into account in the illustrated values