Discover the Istithmar Program, designed to help you enhance and grow your financial potential, turning your dreams into reality. Rooted in alinma’s core values of innovation and respect, this sharia-compliant program is built with your future in mind. With a single payment, it’s your perfect step toward a brighter financial future.
Istithmar Program Features
- Earn 10,000 points with “Akthr” loyalty program.
- Plan for your future with a range of savings, protection, and investment packages tailored to your goals.
- The minimum investment amount is Ʀ 30,000.
- Benefit from the program's flexible duration, ranging from a minimum of 3 years to a maximum of 15 years.
- In case of death or disability, the coverage starts from Ʀ 15,000 and up to Ʀ 250,000.
- The program ends after a maximum of 15 years or when the beneficiary turns 70.
- Enjoy a 21-day free trial—if you’re not satisfied, you can cancel and receive a refund, minus any other expenses.
|
Istithmar Program | Illustration |
|
|---|---|
35 Years |
Subscriber Age |
30,000Ʀ |
Monthly Contribution |
15 Years |
Policy Term |
30,000Ʀ |
Total Premium Invested Policy Term |
38,300Ʀ |
Total Premium Invested Policy Term (Including Projected 3% Return |
51,300Ʀ |
Total Premium Invested Policy Term (Including Projected 5% Return) |
68,900Ʀ |
Total Premium Invested Policy Term (Including Projected 7% Return) |
|
15,000 |
Basic Coverage |
|
There is no guarantee that the investment returns shown above will be achieved. This illustration is based on indicative projections and is subject to the actual performance of the selected investment strategy.
The projected growth rates, as shown in the table above (i.e., 3%, 5%, and 7%), are gross rates before any applicable investment management charges. The effect of investment charges is already accounted for in the illustrated values.
|
|