Gold Savings Program

With the Gold Savings Program, achieving your goals and dreams is now within reach.

Plan for your future with a sharia-compliant program that offers a range of benefits tailored to your needs, including financial protection for you and your family.

 

Apply Now

 

Benefits that keep pace with your needs
  • Earn 10,000 points with “Akthr” loyalty program.
  • Plan for your future with a range of savings, protection, and investment packages tailored to your goals.
  • In case of death or disability, the coverage can reach up to Ʀ 150,000.
  • Enjoy flexible monthly deductions starting from Ʀ 500.
  • The minimum subscription period is 5 years.
  • Partial withdrawal of 25% of the total program value is allowed after completing 36 months.
  • The program ends after a maximum of 15 years or when the beneficiary turns 70.
  • Enjoy a 21-day free trial—if you’re not satisfied, you can cancel and receive a refund, minus any other expenses.

 

 

Gold Savings Program | Illustration

35 Years

Subscriber Age

Ʀ 500

Monthly Contribution

15 Years

Policy Term

Ʀ 90,000

Total Premium Invested Policy Term

Ʀ 96,000

Total Premium Invested Policy Term (Including Projected 3% Return)

Ʀ 112,750

Total Premium Invested Policy Term (Including Projected 5% Return)

Ʀ 131,900

Total Premium Invested Policy Term (Including Projected 7% Return)

Ʀ 150,000

Basic coverage

 

There is no guarantee that the investment returns shown above will be achieved. This illustration is based on indicative projections and is subject to the actual performance of the selected investment strategy.

 

The projected growth rates, as shown in the table above (i.e., 3%, 5%, and 7%), are gross rates before any applicable investment management charges. The effect of investment charges is already accounted for in the illustrated values.

 

 
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