Infinite
|
Signature
|
|
|---|---|---|
| Benefits and points | ||
| Welcome points | 50,000 points | 20,000 points |
| Travel points (international) | 8 per riyal | 7 per riyal |
| Travel points (local) | 7 per riyal | 6 per riyal |
| General points (int / local) | 5 / 5 | 4 / 4 |
| Points per euro-zone currency | 3 | 2 |
| Airport lounge access | 1,200+ lounges | 1,200+ lounges |
| Travel insurance | Up to 90 days | Up to 90 days |
| Extended warranty period | 24 months | 24 months |
| Fees | ||
| Primary card issuance / renewal | SAR 900 | SAR 500 |
| Primary card annual fee ** | SAR 900 | SAR 500 |
| Supplementary card issuance / renewal | SAR 600 | SAR 350 |
| Supplementary card annual fee ** | SAR 600 | SAR 350 |
| Card replacement | SAR 15 | SAR 15 |
| ATM cash withdrawal / per trans. | 3% up to SAR 75 | 3% up to SAR 75 |
| Cash transfer (card to current) | 3% up to SAR 75 | 3% up to SAR 75 |
| E-wallet top-up fee | Free | Free |
| International transaction fee | 2% | 2% |
| Annual percentage rate | Starting from 34% | Starting from 34% |
| Minimum payment | 5% or SAR 100 | 5% or SAR 100 |
| Apply | Apply | |
* All fees exclude VAT.
** The customer is notified by SMS at least 14 days before the annual fee due date. The annual fee is due at the start of the Gregorian month, and if the customer wishes to cancel the card, it must be canceled before the due date.
- Applying for the Akthr Travel Credit Card is subject to credit approval.
- The card will be delivered by mail to the National Address within 10 business days.
- The bank has the right to take the necessary actions to protect its rights in the event of proven misuse of the product.
- The terms and conditions of the products' grant policy apply.
- Earned points will be deposited for the customer within a period not exceeding 30 days from the date of issuance of the relevant statement, provided the card status is active and the customer has paid the full card dues or the minimum amount thereof.
- Point-earning transactions are subject to the terms and conditions of the Akthr loyalty program.
Eligible Travel Merchants related for Earning Points
Terms and Conditions
Terms and Conditions of the Akthr Loyalty Program
What is the Akthr Travel Credit Card?
It is a credit card issued by the bank based on a customer's request and an approved credit limit, granting its holder exclusive benefits and special offers in the travel and tourism sector, in addition to the ability to make purchases locally and internationally, cash withdrawals, and earning "Akthr" loyalty program points.
What are the requirements to apply for the Akthr Travel Credit Card?
Having a current account with Alinma Bank, and submitting a card issuance request accompanied by the required documents. Card issuance is subject to the bank's approved credit policies.
How do I apply for the card?
- Via the Alinma app.
- Call the unified number 8001208008.
- Visit the nearest branch of the bank.
What are the features of the Akthr Travel Credit Card?
- Free access to more than 1,200 airport lounges worldwide.
- Offers and discounts on hotels and flight bookings.
- Airport transfer service.
- Ability to issue supplementary cards for family members.
What card types are available for this product?
The Akthr Travel Credit Card is available to all customers in the following tiers: Signature and Infinite.
Is there a minimum spend to start earning welcome points?
To receive the welcome points, the card must be activated and purchases of at least SAR 20,000 must be made within 90 days of the card issuance date.
When are earned points deposited?
The bank adds the points due to the customer within a period not exceeding 30 days from the date of issuance of the relevant statement, provided the card status is active.
Can I access VIP lounges?
Yes, the cardholder can access more than 1,200 airport lounges worldwide via the Visa Airport Companion app.
Can I request more than one supplementary card?
Yes, more than one supplementary card can be issued for family members, and the points earned through them are added to the primary cardholder's balance.
Are there any transactions not eligible for points?
Yes, such as cash withdrawals, fees, bill payments made through the bank, e-wallet top-ups, and refunded purchase transactions.
