Expats Affluent Banking

• 50% off on administrative fees for all personal financing products.
• Annual percentage rate APR: 8.29% for personal finance

• No administrative fees for Car Leasing Program (50/50).
• Offers on 50/50 and monthly installment auto lease financing programs.

* APR starting from 7.33%
* The APR may vary depending on the financing amount, duration, and each customer’s credit profile.

• End of Service Benefit		Special Case for Platinum & Diamond Customers of Alinma Bank - Without End of Service	Criteria
  3,000 with Salary Transfer	10,000 without Salary Transfer	30,000	Minimum Salary
  12 months (Government & Semi-Government)	24 months (Other Sectors)	12 Months	Minimum Service Period
  30% with Salary Transfer	50% without Salary Transfer	30%	Down Payment
  Ready unit only		Ready unit only, property age 5 years or less	Property Specifications
  Not required		Mandatory	Salary Transfer
  Approved Entities Only		Government / Semi-Government / Private A	Employer Type
  180 Months until age 60		180 Months until age 60	Financing Period
  APR 6.66%		APR 6.66%	Rates

  • (The minimum age is 21 to 60 years)

  The offer is valid until February 28, 2026. 

• fee-free transfers for Diamond customers on domestic and international transactions via alinma Express and SWIFT.
• 50% discount on transfer fees for Platinum customers on domestic and international transactions via alinma Express and SWIFT
• Competitive exchange rates with the alinma Express service.
• Fast and secure transfers through the alinma app and branches.

• Free issuance with no annual credit card fees (starting from March 1 to March 31, 2026).
• Free issuance with no annual credit card fees for first additional supplementary (starting from March 1 to March 31, 2026).
• Free issuance of the first Traveler card. ( offer valid from March 1 to March 31, 2026)

Annual percentage rate APR: Credit card starting from 34%.

Earn points with the “akthr” Loyalty Program as follows:

• 200,000 akthr points upon signing the Real-estate financing contract.
• 100,000 akthr points upon signing the personal financing contract.
• 50,000 akthr points upon signing the auto-lease financing contract.
• 30,000 points upon issuing Murabaha credit cards (Signature and Infinite
• Earn Akthr loyalty points from Alinma when you use your Alinma cards for purchases.

• Annual return of up to 2.25% for balances up to SAR 1 million.
• Annual return of up to 3% for balances exceeding SAR 1 million.

• 30% discount on trading commission for alinma Platinum customers.
• 40% discount on trading commission for alinma Diamond customers.
• Free technical analysis.
• Access to trading across all Alinma Investment digital platforms.

Product:

• Retirement protection and saving Program.
• Ladies protection and savings Program.
• Education protection & saving Program.
• Marriage protection and savings Program.

Benefits:

• Flexibility in the contribution amount, starting from Ʀ 300 per month.
• Coverage in the event of death, up to Ʀ 1,575,000.
• Coverage for critical illnesses for women, up to Ʀ 200,000.
• Option to choose from various investment strategies tailored to protection and savings products, managed by Alinma Investment.
• Temporary suspension option.
• Partial withdrawal in case of emergencies.
• 10,000 points upon subscribing to the protection and savings product.

Product:

• Istithmar Program

Benefits:

• You can start your investment with a minimum of Ʀ 25,000.
• Flexibility in the program duration (from 3 years to 15 years).
• Coverage in the event of natural death ranges from Ʀ 15,000 to Ʀ 250,000.
• 10,000 points upon subscribing to the protection and savings product
• The investment program offers a one-time investment option aimed at achieving long-term growth.
• Tailored savings and protection plans designed to secure your future.