Residents Package

• 50% off on administrative fees for all personal financing products.
• Annual percentage rate APR: 5.00% for personal finance
• The offer is valid till 31 June 2025.

• Limited Duration Premium Residency (1 to 5 years, renewable)	Unlimited Duration Premium Residency	Credit Criteria
  (Ʀ) 15,000	(Ʀ) 15,000	Minimum salary
  Up to 15 Years	Up to 30 Years	Financing maximum period
  Up to 3 Million	Up to 10 Million	Financing maximum amount
  30%	30%	Down payment
  FLAT starting from 6.98%	FLAT starting from 6.71%	Financing prices

• Discount on administrative fees (50%) for holders of the premium permanent residency only.
• The offer is valid till 31 June 2025.
• (The minimum age is 21 to 60 years)

• The alinma Credit Card is lifetime free when used for Ʀ 3,000 or more within the first three months of issuance, and continues to be free when you spend a total of Ʀ 3,000 in the following year. This offer is valid from 27 mar until May  31, 2025
• Free  for life issuance of the first Traveler and Purchase Card. ( offer valid from 25 mar until May  31, 2025)
• No issuance fee for the first year for AlFursan Platinum Card. The customer must activate the primary card and use it withing 90 days of issuance with a minimum spending of Ʀ 1,000 to qualify for the welcome miles. (This offer applies only to the first AlFursan Card). (offer valid from 27 mar until May  31, 2025)
• Annual percentage rate APR:Credit card starting from 34%.
• fee-free transfers for Diamond customers on domestic and international transactions via alinma Express and SWIFT.
• 50% discount on transfer fees for Platinum customers on domestic and international transactions via alinma Express and SWIFT

Earn points with the “akthr” Loyalty Program as follows:

• 200,000 akthr points upon signing the Real-estate financing contract.
• 100,000 akthr points upon signing the personal financing contract.
• 50,000 akthr points upon signing the auto-lease financing contract.
• 30,000 points upon issuing Murabaha credit cards (Signature and Infinite

• Earn an annual return of 2.25% on savings accounts for balances between(Riyal symbol) 100,000 and (Riyal symbol) 1,000,000, and 3% for balances above 1 million.

Product:

• Retirement protection and saving Program.
• Ladies protection and savings Program.
• Education protection & saving Program.
• Marriage protection and savings Program.

Benefits:

• Flexibility in the contribution amount, starting from Ʀ 300 per month.
• Coverage in the event of death, up to Ʀ 1,575,000.
• Coverage for critical illnesses for women, up to Ʀ 200,000.
• Option to choose from various investment strategies tailored to protection and savings products, managed by Alinma Investment.
• Temporary suspension option.
• Partial withdrawal in case of emergencies.
• 10,000 points upon subscribing to the protection and savings product.

Product:

• Istithmar Program

Benefits:

• You can start your investment with a minimum of Ʀ 25,000.
• Flexibility in the program duration (from 3 years to 15 years).
• Coverage in the event of natural death ranges from Ʀ 15,000 to Ʀ 250,000.
• 10,000 points upon subscribing to the protection and savings product