Buyout (Debt Repayment Product)

Simplify Your Finances with a Single Payment

Easily consolidate your financial commitments with alinma’s Personal Finance Buyout. Transfer your existing personal financing from local banks and combine it into a single installment with a competitive profit margin, giving you greater financial flexibility and simplified financial planning.

 

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  • Special Personal Finance Offers for the Government, Semi-Government, and Major Private Sector Companies, with an Annual Percentage Rate (APR) starting from 3.43%. The offer is valid from November 2nd until November 30th, 2025
  • Enjoy a repayment period of up to 60 months.
  • Get personal financing up to SAR 7.5 million.
  • Fully Sharia-compliant.

  • Available to Saudi customers only.
  • Minimum age requirement is 18 years.
  • Maximum age requirement is 75 years for retirees.
  • Minimum net salary starts at Ʀ 3,000 depending on the sector.
  • Available only to employees of Alinma-approved entities.
  • Special Personal Finance Offers for the Government, Semi-Government, and Major Private Sector Companies, with an Annual Percentage Rate (APR) starting from 3.43%. The offer is valid from November 2nd until November 30th, 2025

 

Buyout (Debt Repayment Services)

Monthly Installment

Loan amount

Profit Rate (APR)

Financing Period

Product

Ʀ 1,784.17

Ʀ 100,000

3.82%

5 years

Commodity

Ʀ 2,688.75

Ʀ 150,000

3.82%

5 years

Commodity

*Any information or rates mentioned are for illustrative purposes only. The approval and provision of any financial product or service are subject to Alinma’s credit policies.

 

*Notice: Personal financing products may involve certain risks, including but not limited to fluctuations in stock prices. By submitting your financing application, you acknowledge that you are fully aware of these associated risks.

* Subject to administrative fees and value-added tax (VAT).

 

* Terms and Conditions apply.

 

 

 

 
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