Based on the existing personal finance
We offer additional finance with higher deduction rate up to 45% of the credit limit by including verified additional income sources in the eligibility assessment.
- Available to Saudi nationals only
- Competitive profit margin
- Fast and simplified process
- Must have an active personal finance with a minimum deduction of 25%
- Minimum age requirement: 25 years
- Minimum monthly salary: SAR 10,000
- A 1% administrative fee applies, capped at SAR 5,000
- Must have a stable additional income, verified over the past two years
- Additional income must not exceed 50% of the base salary
- Annual Percentage Rate (APR) starts from 11.08%
* Subject to administrative fees and value-added tax (VAT).
- Rental Income: Verified via bank statements and lease contract
- Investment Returns: Verified through bank statements and investment portfolio reports
- Commissions and Bonuses: Verified through bank statements, and employer confirmation letter
- alinma Phone Banking: 8001208008
- alinma Branches