Zawaaj Program

Discover the Zawaaj Program, designed to help you plan and prepare for your children’s weddings with confidence. Fully sharia-compliant, the Zawaaj Program offers flexible financing options, ensuring a seamless and stress-free experience.

 

Apply Now

 

Zawaaj Program Features
  • Earn 10,000 points with “Akthr” loyalty program.
  • Plan for your children's future weddings with a range of savings, protection, and investment packages tailored to your goals.
  • In case of death or disability, the beneficiary’s subscription payments are waived.
  • Enjoy flexible monthly deductions starting from Ʀ 500.
  • The minimum subscription period is 5 years.
  • This program remains active until the beneficiary turns 25.
  • Suspension is allowed after completing 36 months.
  • Partial withdrawal of 25% of the total program value is allowed after completing 36 months.
  • Enjoy a 21-day free trial—if you’re not satisfied, you can cancel and receive a refund, minus any other expenses.

 

Zawaaj program, illustration

35 Years

Subscriber Age

1 Year

Beneficiary Age

  500
Ʀ 

Monthly Contribution

24 Years  

Policy Term

 144,000
Ʀ

Total Premium Invested Policy Term

172,000
Ʀ 

Total Premium Invested Policy Term (Including Projected 3% Return)

222,000
Ʀ

Total Premium Invested Policy Term (Including Projected 5% Return)

288,900
  Ʀ 

Total Premium Invested Policy Term (Including Projected 7% Return)

Waiver of contribution

Basic coverage

There is no guarantee that the investment returns shown above will be achieved. This illustration is based on indicative projections and is subject to the actual performance of the selected investment strategy. 

 

The projected growth rates, as shown in the table above (i.e., 3%, 5%, and 7%), are gross rates before any applicable investment management charges. The effect of investment charges is already accounted for in the illustrated values.

 
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