Personal Finance without Salary Transfer

As part of our endeavor to provide our clients with diverse finance solutions, we offer the personal finance without salary transfer, and with a competitive profit margin.


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  • Repayment period of up to 60 months.
  • Fully Sharia-compliant.
  • Waiver of the outstanding finance balance in the event of death or total disability (God forbid).


Terms and Conditions:
  • Available for Saudi clients only.
  • Minimum age: 18 years.
  • Minimum net salary SAR 6,000, depending on sector classification.
  • Available for the employees of approved entities.
  • Administrative fees equal 1% of the finance amount (maximum SAR 5,000).
  • Profit margin starting from 1.79%APR 3,43%


  • Alinma Phone (8001208008).
  • Alinma Branches.
  • Alinma App.


* Administrative/broker fees are subject to VAT.

* Terms and conditions apply.