Personal Finance without Salary Transfer

As part of our endeavor to provide our clients with diverse finance solutions, we offer the personal finance without salary transfer, and with a competitive profit margin.

 

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Feature:
  • Repayment period of up to 60 months.
  • Fully Sharia-compliant.

 

Terms and Conditions:
  • Available for Saudi clients only.
  • Minimum age: 18 years.
  • Minimum net salary SAR 6,000, depending on sector classification.
  • Available for the employees of approved entities.
  • Administrative fees equal 1% of the finance amount (maximum SAR 5,000).
  • Profit margin starting from 14,13%APR 8%

 

Channels:
  • Alinma Phone (8001208008).
  • Alinma Branches.
  • Alinma App.

 

* Administrative/broker fees are subject to VAT.
*Notice: Personal financing products may involve certain risks, including but not limited to fluctuations in stock prices. By submitting your financing application, you acknowledge that you are fully aware of these associated risks.
* Terms and conditions apply.