Discover alinma’s E-Commerce Financing — tailored to support micro, small, and medium enterprises based on cash flow.
Access financing of up to SAR 5 million with flexible repayment terms of up to 60 months. No financial statements required, and enjoy simplified requirements with outstanding benefits.
Simple and Convenient Ways to Apply for E-Commerce Financing:
- Apply Now – Quick and Easy!
Fill out the online form, and one of our dedicated specialists will contact you shortly to guide you through every step of the application process. - Visit Your Nearest Branch
Drop by any of our branches, and our customer service team will be happy to answer your questions and assist you with your financing application. - Meet Us in Person – Specialized Support
Visit our SME Financing Department at the Head Office in Riyadh or at our regional offices in Jeddah and Khobar, where our experts are ready to serve you with tailored solutions.
Financing Benefits
- Financing up to SAR 5 million.
- Tenor Up to 60 months.
- No need to submit financial statements.
- Competitive rates and fees.
- Fast processing of financing requests.
- Flexible and easy-to-meet terms.
Financing Limits
- Maximum financing of SAR 5 million.
- Non-revolving limit.
Financing Terms and Requirements
- The business must be operational for at 2 years from the date of the commercial registration.
- The minimum deposit for e-commerce transactions must be no less than SAR 1 million within one year.
- The business must have an active electronic payment gateway service for at least 12 months with alinma or other banks.
- Positive credit history for the business and its owners.
Pricing and Fees
- Determined based on the nature of the financing and vary according to the customer’s creditworthiness and relationship with alinma.