Business Invoices Financing

Business Invoices Financing

Business Invoices Financing product enables small and medium-sized enterprises to obtain financing of up to SAR 2 million to cover their needs of operational expenses for a period of 12 months with a revolving limit for 80% of each proposal offered, with easy and affordable terms and competitive prices, without The need to submit financial statements.


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Financing advantages:
  • Financing up to SAR 2 Million.
  • Competitive rates and fees.
  • Multiple choices of repayments.
  • Quick study and financing approval.
  • Financing 80% of the value of each submitted invoice or proposal.
  • Easy and flexible terms and conditions.



Finance Limits:
  • Financing up to 25% of the last 12 months of account transactions with maximum limit of SAR 2,000,000.
  • Revolving Limit.



Financing terms and requirements:
  • Business age should not be less than one year based on CR.
  • Eligible for only Health, industrial, commercial and services sectors.
  • Current Account statement for the last 12 months.
  • VAT Report for the last 12 Months.
  • Submit a list of suppliers who are dealing with the entity based on the previous invoices (with invoices not more than one year).
  • Undertake to install Alinma point of sales devices (if applicable).
  • Business should not be a full benefited of (Kafalah) program.
  • Positive SIMAH records for the Business and the owners.



Finance Type:

Bai Al-Ajel.


Finance Tenor:

12 Months.



Multiple repayments (monthly, quarterly, Simi-annually).


Finance Pricing and fees:

It depends on the nature of the financing and varies according to the creditworthiness and the client's relationship with the bank.