In alignment with Saudi Vision 2030 and to foster the growth of small, medium, and micro enterprises
alinma provides accessible financing solutions for entrepreneurs with streamlined processes and flexible requirements, empowering you to grow your business confidently.
Simple and Convenient Ways to Apply for Financing:
- Apply Now – Quick and Easy!
Fill out the online form, and one of our dedicated specialists will contact you shortly to guide you through every step of the application process. - Visit Your Nearest Branch
Drop by any of our branches, and our customer service team will be happy to answer your questions and assist you with your financing application. - Meet Us in Person – Specialized Support
Visit our SME Financing Department at the Head Office in Riyadh or at our regional offices in Jeddah and Khobar, where our experts are ready to serve you with tailored solutions.
Financing Benefits
Financing tailored to meet your business needs:
- Flexible financing options according to alinma's policies
- Short-term and long-term financing options
- Quick processing of financing requests
- Flexible repayment terms with multiple financing choices
alinma Bank offers a wide range of flexible financing solutions specifically designed for SMEs to enhance daily operations, facilitate investment in new equipment, and secure/finance contracts through our core financing options, which include:
- Working Capital Financing: To maintain healthy cash flow and seize new opportunities.
- Asset Financing: To acquire the essential equipment your business needs for expansion and innovation.
- Contract Financing: To secure the necessary funding for executing important contracts and building your reputation.
Financing Terms and Requirements
- Minimum financing: Ʀ 500,000
- Business age: At least 3 years
- Availability of audited financial statements for the last 3 years
- Annual revenue or sales not exceeding Ʀ 200 million
- Positive financial indicators
- A clean credit record for the business or its owners with "SIMAH"
Pricing and Fees
- Determined based on the nature of the financing and vary according to the customer’s creditworthiness and relationship with alinma.