With asset financing tailored for small and medium-sized businesses, you can support and enhance your business growth.
Financing of up to SAR 2.75 million is available, with terms up to 60 months, covering 75% of each quote or invoice. Enjoy the easiest terms, the best rates, and no need to provide financial statements.
Simple and Convenient Ways to Apply for Asset Financing:
- Apply Now – Quick and Easy!
Fill out the online form, and one of our dedicated specialists will contact you shortly to guide you through every step of the application process. - Visit Your Nearest Branch
Drop by any of our branches, and our customer service team will be happy to answer your questions and assist you with your financing application. - Meet Us in Person – Specialized Support
Visit our SME Financing Department at the Head Office in Riyadh or at our regional offices in Jeddah and Khobar, where our experts are ready to serve you with tailored solutions.
Financing Benefits
- Financing of up to SAR 2.75 million.
- Tenor up to 60 months, with the possibility of a grace period of up to 6 months.
- Competitive rates and fees.
- Multiple repayment options.
- Fast processing of financing requests.
- Get financing of 75% of the value of each submitted invoice or quote.
- Flexible terms that are easy to achieve.
Financing Limits
- Financing limit up to SAR 2.75 million.
- The limit is non-revolving.
Financing Terms and Requirements
- The business must be operational for at 2 years from the date of issuing the commercial registration.
- Provide a bank statement for the last 12 months.
- Submit tax declarations for the last 12 months.
- Submit invoices or quotes that are no more than two months old at the time of the application.
- The business should not be fully benefiting from the "Kafalah" program guarantee.
- The business or its owners must have a clean credit record with SIMAH
Pricing and Fees
- Determined based on the nature of the financing and vary according to the customer’s creditworthiness and relationship with alinma.