Prices Finance and Products

Fiduciary Advice

To maintain a good credit record, please note the following points:

It is important to commit to the full, on-time payment of all due installments amounts.
Holding multiple credit cards can lead to financial difficulties if spending is not carefully monitored, resulting in missed card payments.
Disclosure of your financial obligations helps in proper financial planning and scheduling of required payments.

Last update on

20-02-2026

To review the updated Products and Services fees starting from 20 February 2026, please click here

Personal Financing
Monthly Installment	Loan amount	Profit Rate (APR)	Financing Period	Product
Ʀ 800	Ʀ 36,711	3.00%	4 years	Stock - Auto
Ʀ 900	Ʀ 40,758	4.00%	5 years	Stock - Auto
Ʀ 1000	Ʀ 45,972	3.61%	5 years	Stock - Auto
*Any information or rates mentioned are for example only. All financial product and service delivery is subject to the credit policies of Alinma Bank.

Real Estate Financing (Murabha) - Directly Via Alinma Bank
Early Repayment	Monthly Installment	Principal + Bank Profit	Financing Period	Profit Rate (APR)	Fixed/Variable APR	Bank Profit Margin	Principal
Remainder of the financed amount + profit for the next three months	Ʀ 2,996	Ʀ 898,872	25 years	5.49%	Fixed	80%	Ʀ 500,000
Remainder of the financed amount + profit for the next three months	Ʀ 5,633	Ʀ 879,689,1	25 years	5.44%	Fixed	80%	Ʀ 940,736
Remainder of the financed amount + profit for the next three months	Ʀ 5,516	Ʀ 661,903	10 years	4.9%	Fixed	25%	Ʀ 530,638
*Any information or rates mentioned are for example only. All financial product and service delivery is subject to the credit policies of Alinma Bank.

Real Estate Financing (Murabha) - Ministry of Housing & REDF
Early Repayment	Monthly Installment	Principal + Bank Profit	Financing Period	Profit Rate (APR)	Fixed/Variable APR	Bank Profit Margin	Principal
Remainder of the financed amount + profit for the next three months	Ʀ 2,703	Ʀ 810,927	25 years	4.41%	Fixed	62%	Ʀ 500,000
Remainder of the financed amount + profit for the next three months	Ʀ 5,081	Ʀ 1,524,546	25 years	4.37%	Fixed	62%	Ʀ 1,111,779
Remainder of the financed amount + profit for the next three months	Ʀ 5,291	Ʀ 634,891	10 years	3.97%	Fixed	26%	Ʀ 627,118
*Any information or rates mentioned are for example only. All financial product and service delivery is subject to the credit policies of Alinma Bank.

Saving Account Daily balance package
Balance Limits	Excepted Profit Rate (AER)	Maturity in Month	Number of Withdrawals Permitted per Month
Ʀ 1 – Ʀ 1,000,000	1.50 % / Year	One Month	Open
Ʀ 1,000,000 – Ʀ 3,000,000	1.75 % / Year	One Month	Open
Ʀ 3,000,000 and above	2.20 % / Year	One Month	Open

Saving Account Minimum balance package
Balance Limits	Excepted Profit rate (AER)	Maturity in Month	Number of Withdrawals Permitted per Month
Ʀ 1 – Ʀ 1,000,000	2.00%/Year	One Month	Open
Ʀ 1,000,000 – Ʀ 3,000,000	2.22%/Year	One Month	Open
Ʀ 3,000,000 and above	2.70%/Year	One Month	Open

Saving Account Daily balance package ( USD Account )
Balance Limits	Excepted Profit Rate (AER)	Maturity in Month	Number of Withdrawals Permitted per Month
USD 5000 – USD 99,999	1.50 % / Year	One Month	Open
USD 100,000 – USD 999,999	1.75 % / Year	One Month	Open
USD 1,000,000 and above	2.20 % / Year	One Month	Open

Examples of savings account packages (lowest balance during the month)
Notes	The value of the monthly return(Ʀ)	Excepted Profit Rate ( AER )	Lowest balance during the month
There is no return as the account balance is less than the minimum eligible to participate in any of the savings account packages	0	0%	0.64 Ʀ
The balance is greater than 1 riyals and less than 100,000 riyals, and therefore the return of the first package is 2.22%	12.95	2.22%	7000 Ʀ
The balance is greater than 1 Million riyals, and therefore the return of the third package is 3%	12,500	3%	5,000,000 Ʀ

Example of savings account package (daily balance)
Notes	The value of the monthly return(Ʀ)	Excepted Profit Rate ( AER )	balance during the month
There is no return as the account balance is less than the minimum eligible to participate in any of the savings account packages	0	0%	0.64 riyals for a whole month
The balance is greater than 1 riyals and less than 100,000 riyals, and therefore the return of the first package is 2.22%	37	2.22%	riyals for 20 days a month 30,000
The balance is greater than 1 Million riyals, and therefore the return of the third package is 3%	12,500	3%	5 Millions Ʀ for the whole month

AER: is an Annual Equivalent Rate, is a figure which shows what the profit rate on an account would be if profit was paid for a full year and compounded.

*AER may differ depending on the period different form the above example. which is changeable and non-fixed return that is regularly announced to customers on the bank's online channels.

The cards fees
Card type	New issue fee	The additional card fees	Replacement fees	International internet transactions fees	Annual fees
mada classic	0 Ʀ	0 Ʀ	30 Ʀ	2.65% from the transaction amount	0 Ʀ
mada gold	0 Ʀ	0 Ʀ	30 Ʀ	2.65% from the transaction amount	0 Ʀ
mada platinum	0 Ʀ	0 Ʀ	30 Ʀ	2.65% from the transaction amount	0 Ʀ
mada signature	0 Ʀ	0 Ʀ	30 Ʀ	2.65% from the transaction amount	0 Ʀ
mada infinite	0 Ʀ	0 Ʀ	30 Ʀ	2.2% from the transaction amount	0 Ʀ
visa Classic (charge card)	250 Ʀ	100 Ʀ	15 Ʀ	1.15% from the transaction amount	250 Ʀ
Visa gold (charge card)	250 Ʀ	100 Ʀ	15 Ʀ	1.15% from the transaction amount	250 Ʀ
Visa Platinum (charge card)	250 Ʀ	100 Ʀ	15 Ʀ	1.15% from the transaction amount	250 Ʀ
Visa Signature (charge card)	250 Ʀ	100 Ʀ	15 Ʀ	1.15% from the transaction amount	250 Ʀ
Visa infinite (charge card)	250 Ʀ	100 Ʀ	15 Ʀ	1.15% from the transaction amount	250 Ʀ
Alinma platinum Credit Card	100 Ʀ	100 Ʀ	15 Ʀ	2% from the transaction amount	100 Ʀ
Alinma signature Credit Card	250 Ʀ	250 Ʀ	15 Ʀ	2% from the transaction amount	250 Ʀ
Alinma infinite Credit Card	300 Ʀ	300 Ʀ	15 Ʀ	2% from the transaction amount	300 Ʀ
Purchase credit card	100 Ʀ	N/A	15 Ʀ	2% from the transaction amount	100 Ʀ
Traveler card	75 Ʀ	N/A	15 Ʀ	Transactions preformed on one of the card’s currencies and the amount was not sufficient in the relevant wallet, so a fee of 1% from the transaction amount will apply. Transactions performed on a currency other than the card’s currencies, a fee of 2% from the transaction amount will apply.	75 Ʀ
Corporate gold	0 Ʀ	N/A	30 Ʀ	2.2% from the transaction amount	0 Ʀ
Corporate platinum	0 Ʀ	N/A	30 Ʀ	2.2% from the transaction amount	0 Ʀ
House workers prepaid card	60 Ʀ	N/A	50 Ʀ	2.2% from the transaction amount	60 Ʀ
Corporate payroll card	54 Ʀ up to a maximum of 90 Ʀ	N/A	50 Ʀ	2.2% from the transaction amount	50 Ʀ
Business expenses card	90 Ʀ	N/A	50 Ʀ	2.2% from the transaction amount	90 Ʀ
AlFursan Infinite Card	Ʀ 2,000	Ʀ 75	15 Ʀ	2% from the transaction amount	Ʀ 2,000
AlFursan Signature Card	Ʀ 900	Ʀ 75	15 Ʀ	2% from the transaction amount	Ʀ 900
AlFursan Platinum Card	Ʀ 300	Ʀ 75	15 Ʀ	2% from the transaction amount	Ʀ 300

Annual Percentage Rate (APR) as per Credit Limit of the Card
Default Credit Limit	Annual Percentage Rate (APR)	Minimum Payment	Monthly profit rate	Number of Months until Settlement of Outstanding Balance *
Platinum Ʀ 10,000	38.21%	5% or Ʀ 100 , whichever is higher	2.5%	88 months
Signature Ʀ 20,000	38.98%	5% or Ʀ 100 , whichever is higher	2.5%	114 months
Infinite Ʀ 15,000	40.51%	5% or Ʀ 100 , whichever is higher	2.5%	103 months
AlFursan Platinum Ʀ 10,000	42.80%	5% or Ʀ 100 , whichever is higher	2.5%	88 months
AlFursan Signature Ʀ 12,000	52.97%	5% or Ʀ 100 , whichever is higher	2.5%	95 months
AlFursan Infinite Ʀ 15,000	65.89%	5% or Ʀ 100 , whichever is higher	2.5%	103 months
*In the event of using the entire credit limit and paying the minimum amount of each month without reusing the paid amounts, the settlement of the entire indebtedness will take the number of months shown in the table, taking into account the profit rate added each month.

Product	Profit Rate	Financing Period	Administration Fees	Financing Limits
Medium-sized Enterprise Financing	From 5% up to 7% annually fixed rate	Up to(84 Months)	From 1.5% up to 3%	Up to 18,750,000 Ʀ (Eighteen million, seven hundred and fifty thousand riyals)
Micro and Small -sized Enterprise Financing	From 6% up to 8% annually fixed rate	Up to(84 Months)	From 1.5% up to 3%	Up to 6,250,000 Ʀ (Six million, two hundred and fifty thousand riyals)
Point of Sales Financing (POS-MADA)	From 10% up to 16% APR	(60 Months)	From 2% up to 3%	Min 500,000 Ʀ (Five hundred riyals) Max 5,000,000, Ʀ (Five million riyals)
*Any information or rates mentioned are for example only. All financial product and service delivery is subject to the credit policies of Alinma Bank.

Bank Accounts / Electronic Wallets
Transaction / Service	Maximum Fee (Including VAT)
Opening a Current Account / Electronic Wallet	Free

Cash Withdrawals and Deposits (via ATM or Branch)
Transaction / Service	Maximum Fee (Including VAT)
Cash Withdrawals	Free
Deposits	Free
Cheque Deposit	Free

mada Cards for Current Accounts / Electronic Wallets
Transaction / Service	Maximum Fee (Including VAT)
Issuance of a mada Card	Free
Renewal of a mada Card	Free
Re-issuance of a mada Card Retrieved by an ATM	Free
Re-issuance of a mada Card (Lost / Damaged / Incorrect PIN Entered 3 Times)	SAR 11.50
Issuance of an Additional mada Card	SAR 11.50
Use of a mada Card Locally via POS Terminals or Online Purchases	Free
Use of a mada Card via POS Terminals within the GCC Network	Free
International Purchase Transactions	2% of the transaction amount
Cash Withdrawal with mada Cards via GCC Network	SAR 11.50
Cash Withdrawal with mada Cards Internationally – Excluding GCC Network	Not exceeding 3% of the amount, with a maximum of SAR 28.75
Balance Enquiry and Mini Statement via ATM	Free
Balance Enquiry with mada Cards via ATMs within the GCC Network	SAR 3.45
Incorrect Dispute on Transactions or Account Statement	SAR 17.25

Payment Services via SADAD
Transaction / Service	Maximum Fee (Including VAT)
Payment and Refund of Invoices and Service Fees	Free

Cheques
Transaction / Service	Maximum Fee (Including VAT)
Issuance of a Checkbook (25 Checks)	Free
Issuance of an Additional Checkbook (25 Checks)	SAR 5.75
Issuance of a Bank Cheque	SAR 5.75
Cancellation of a Bank Cheque	SAR 5.75
Request for a Cheque Copy Issued Within Less Than One Year	SAR 5.75
Request for a Cheque Copy Issued Over One Year Ago	SAR 11.50

Transfers
Transaction / Service	Electronically	From the Branch
Add a Beneficiary for Transfer	Free	—
Set Up a Standing Payment Order	SAR 5.75	—
Cancel a Standing Payment Order	Free	—
Transfer from One Account to Another Within the Bank / Transfer from One Wallet to Another Within the E-Money Company	Free	—
Transfer from a Bank Account / E-Money Company within KSA for Transactions Equal to or Less Than SAR 2,500	SAR 0.575	—
Transfer from a Bank Account / E-Money Company within KSA for Transactions Exceeding SAR 2,500 and Up to SAR 20,000	SAR 1.15	—
Transfer from a Bank Account / E-Money Company within KSA for Transactions Exceeding SAR 20,000 (within the same business day)	SAR 8.05	SAR 28.75
Transfer from a Bank Account / E-Money Company within KSA for Transactions Exceeding SAR 20,000 (processed on the next business day)	SAR 5.75	SAR 17.25
Transfer to a Bank Outside KSA	SAR 57.50	SAR 86.25
Amend / Cancel an International Transfer	SAR 17.25	SAR 28.75

Services Related to Financing
Transaction / Service	Maximum Fee (Including VAT)
Real estate financing – administrative fees	1% of the Financing Amount or SAR 5,000, Whichever Is Less
Non-real estate financing – administrative fees	0.5% of the Financing Amount or SAR 2,500, Whichever Is Less
Release of Lien on the Customer’s Property Upon Full Settlement of Obligations Under the Financing Agreement	Free

Documents (Electronically or via Branch)
Transaction / Service	Electronically	From the Branch
Issuance of a Reference / Certification Letter	Free	—
Issuance of a Periodic Account Statement Less Than One Year – Upon Customer Request	Free	—
Issuance of an Account Statement Less Than One Year	Free	—
Issuance of an Account Statement Over One Year	Free	SAR 17.25
Issuance of a Debt Confirmation Certificate	Free	—
Issuance of a Debt Transfer Certificate	Free	—
Issuance of a Clearance Certificate	Free	—
Issuing a Clearance Certificate	Free	—
Issuance of an IBAN Certificate	Free	—

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Calculate Your Real Estate Financing Now

Program: *

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Tenure in Years: *

Real Estate Price: *

Down Payment: *

Profit Rate in %: *

Result:

Finance Amount
Down Payment
Tenor in Months
Management Fees
Total Profit
Total Amount
Installment
APR%

* The information and rates provided are for illustrative purposes only. Prices and approvals for any financing product or service are subject to alinma Bank’s credit policies.

* Terms & Conditions Apply.