Real Estate Financing

We contribute to the realization of your dream by financing the completed or unfinished property with a completion rate of 70%, in the form of Murabaha that is fully Shariah-compliant, and which reflects our values ​​based on innovation, respect and transparency.

Features That Meet Your Needs:

• 9 days to own your property.
• Competitor's profit margin.
• Financing without salary transfer.
• Financing up to the age of 75 years.
• Acceptance of real estate all over the Kingdom.
• Possibility of financing for non-accredited entities.
• Exemption of beneficiaries in case of death*
• Liberty to choose appropriate dwelling (villa, apartment, building, rest house, land)
• Funding up to S.R. 10 Million
• Settlement period up to 25 years*
• Administrative fees equivalent to 1% of the financed amount or SAR 5000 (whichever is less)
• fully Shariah compliant   
• Easier Requirements For A Better Service

For The Completed Property:

• Global limit request.
• Price offer.
• Real estate deed and owner's details (name and contact information).
• Bring the legal agency and the ID of the legal agent (in the case of there is an agent for the owner).
• Municipality permission letter.
• Completed real estate financing application form

For Your Dream House That Is Fully Built, The Following Specifications Should Be Met:

• The property should not be older than 30 years*
• The property needs to be located within an urban area
• The property should be built and equipped with services
• Service availability (water, electricity)
• ( Esterahah – chalet – Agriculture land- Villa – Residential Building – Commercial Building – Apartment) 

 (Global limit) application requirements:

• Open a current account with Alinma Bank 
• Obtain a certified letter from your employer indicating your salary and service period details
• ID Copy

*For more information Please call 8001208008