2024 At a Glance
A Snapshot
of Our Growth
Becoming a leading and highly valued brand in Saudi Arabia's banking sector and the Middle East.
Operational
Highlights
Saudization rate
96%
Female staff
22%
Active users
5.5 Mn
Monthly average users
23.8 Mn
(Smartphone user logins)
Daily average users
780K
(Smartphone user logins)
Digital transactions
98.6%
Financial Highlights
Operating income composition
% Mn
ROE #2 in KSA
18.80%
(2023: 17.22%)
NPL ratio
1.06%
(2023: 1.61%)
ROA #1 in KSA
2.27%
(2023: 2.21%)
NIMs
3.70%
(2023: 3.81%)
Rating Strength
Fitch: A- (Stable)
Moody’s: A2 (Stable)
S&P Global: A- (Stable)
Fitch: A- (Stable)
Moody’s: A2 (Stable)
S&P Global: A- (Stable)
Sustainability and CSR Highlights
Planted 175,000 mangrove trees in Rabigh absorbing around 22,000 tons of greenhouse gases.
350 employees contributed around 3,410 hours to volunteering this year
Launched a specialized funding solution for purchasing electric vehicles
Forbes Names alinma a Top Sustainability Leader
Donated to 18 youth-run non-profit organizations
$ 15 million donated to restore 300 homes
Geographical Footprint
Connecting Communities:
alinma’s Strong Network
Number of
branches in KSA
115
Number of point
of sales in KSA
161,716
Number of
ATMs in KSA
1,483
Investor Relations Department
P.O. Box 66674, Riyadh 11586
Al Anoud Tower, King Fahad Road, Riyadh
Kingdom of Saudi Arabia
E-mail: IR@alinma.com
Phone: +966-11-218-5555