Saving Account

Saving Account

Care today…for a better tomorrow


To help you save and plan for the future, we at Alinma Bank introduce Alinma Savings Account In more than one of the package featuring flexibility that meets the needs of our clients. Our aim is to help you fulfill your personal goals in a Sharia-compliant manner and in line with our values of transparency and innovation.


Open Your Account Now Download Alinma App now


Features that meet your needs

  • Open A Free Saving Account.
  • Flexible withdrawals and deposits (as per package terms).
  • Ability to open Saving Accounts via Alinma App.
  • Ability to track account details through account statements, at Alinma Self Service.
  • Secure monthly dividends.
  • The return elasticity and its increase if the balance increasing and decreasing it if the balance decreasing.
  • A minimum balance must be maintained throughout the investment period. This balance is eligible to be added to the investment fund and to receive dividends according to package terms.
  • Possible of subscribe with Instant Savings via Alinma App.


Open Your Account in 3 Quick, Easy Steps:

  • Open a current account with Alinma Bank
  • Present a valid identification card


How to Open a Saving Account via Alinma App:

  • Sing in via Alinma App.
  • Select “Accounts List”.
  • Open new sub Account
    1. Enter short Name
    2. Select Account currency
    3. Enter the Account Purpose (Saving)
    4. Review the Terms & Conditions and confirm


Savings Account Features

Amount of current account available for investment

100% of the balance

Deposits during the investment period

Additional deposits can be made anytime; 
however, returns will be calculated starting from the next investment period or as of the next working day (as per the terms of the package)


All Alinma Bank customers are eligible

Minimum balance

As per package terms

Withdrawal policy*

Withdrawals can be done at any time as per contract terms.

Rate of return (investor)

As per contract terms

Rate of return (broker)

As per contract terms


Terms and Conditions

  • No fees are charged on withdrawals during the investment period
  • The savings account may entail risks related to availability of investment opportunities and seasonal market fluctuations during summer holidays and festivals, both of which may affect account revenues. Therefore, the bank does not guarantee account profitability nor does it protect against losses. However, future opportunities can be estimated based on investment results.
  • We hope you know that the return will be automatically increased for those who reach the minimum amount of the highest savings package, as well as the return will be automatically reduced for those who reach the balance of the lowest savings package.
  • Ability to withdraw funds at any time during investment period and (according to package terms).


To see annual percentage rates, returns and examples

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