Personal Finance

We realize your ambition

At Alinma Bank, we totally support your aspirations through our Shariah-compliant Stocks Finance service. A
contract through which we own the stocks and then sell them back to you at a defined and mutually agreed profit margin in line with our values built on Innovation, respect and transparency.
  
Key benefits

• Instant approval
• Freedom to choose the Shariah approved stocks.
• Finance up to SAR 2,000,000.
• Financing period up to  5 years.
• No guarantor required.
• For Saudis and residents.
• Administrative fees equals to 1% of the financed amount or SAR 5000 (whichever is less)

 
Simple, Easy requirements

• Al-Had Al Shamel (credit limit).
• Open an Investment account with Alinma Investment.
• Completed stocks financing application form. 

 
Al-Had Al-Shamel (credit limit) application requirement:

• Employer must be from the Alinma list of approved employers.
• Open a  current account with Alinma Bank.
• Obtain a certified letter from your employer indicating your salary and service period details.
• Obtain a certified letter from your employer verifying your salary deposit with Alinma Bank (assignment of salary and benefits).