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Personal Finance

Personal Finance

We realize your ambition

At Alinma Bank, we totally support your aspirations through our Shariah-compliant Stocks Finance service. A
contract through which we own the stocks and then sell them back to you at a defined and mutually agreed profit margin in line with our values built on Innovation, respect and transparency.
Key benefits

  • Instant approval
  • Freedom to choose the Shariah approved stocks.
  • Finance up to SAR 2,000,000.
  • Financing period up to  5 years.
  • No guarantor required.
  • For Saudis and residents.
  • Administrative fees equals to 1% of the financed amount or SAR 5000 (whichever is less)

Simple, Easy requirements

  • Al-Had Al Shamel (credit limit).
  • Open an Investment account with Alinma Investment.
  • Completed stocks financing application form. 

Al-Had Al-Shamel (credit limit) application requirement:

  • Employer must be from the Alinma list of approved employers.
  • Open a  current account with Alinma Bank.
  • Obtain a certified letter from your employer indicating your salary and service period details.
  • Obtain a certified letter from your employer verifying your salary deposit with Alinma Bank (assignment of salary and benefits).


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