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Prices of Financing and Savings Products

Prices of Financing and Savings Products

Fiduciary Advice

 

To maintain a good credit record, please note the following points:

  1. It is important to commit to the full, on-time payment of all due installments amounts. 
  2. Holding multiple credit cards can lead to financial difficulties if spending is not carefully monitored, resulting in missed card payments. 
  3. Disclosure of your financial obligations helps in proper financial planning and scheduling of required payments. 

 

Last update on 21-09-2020

Personal Financing

Monthly Installment

Profit Rate (APR)

Financing Period

Product

SR 800

3.00%

4 years

Stock - Auto

SR 900

4.00%

5 years

Stock - Auto

SR 1000

3.61%

5 years

Stock - Auto

*Any information or rates mentioned are for example only. All financial product and service delivery is subject to the credit policies of Alinma Bank.

 

Real Estate Financing (Murabha) - Directly Via Alinma Bank

Early Repayment

Monthly Installment

Principal + Bank Profit

Financing Period

Profit Rate (APR)

Fixed/Variable APR

Bank Profit Margin

Principal

Remainder of the financed amount + profit for the next three months

SAR 2,978.57

SAR 893569.73

25 years

5.19%

Fixed

79%

SAR 500,000

Remainder of the financed amount + profit for the next three months

SAR 5,499

SAR 1,649,835

25 years

5.00%

Fixed

75%

SAR 940,736

Remainder of the financed amount + profit for the next three months

SAR 5,499

SAR 659,934

10 years

4.50%

Fixed

24%

SAR 530,638

*Any information or rates mentioned are for example only. All financial product and service delivery is subject to the credit policies of Alinma Bank.

 

Real Estate Financing (Murabha) - Ministry of Housing & REDF

Early Repayment

Monthly Installment

Principal + Bank Profit

Financing Period

Profit Rate (APR)

Fixed/Variable APR

Bank Profit Margin

Principal

Remainder of the financed amount + profit for the next three months

SAR 4,146.70

SAR 746405.57

15 years

5.73%

Fixed

49%

SAR 500,000

Remainder of the financed amount + profit for the next three months

SAR 6,499

SAR 1,949,805

25 years

5.00%

Fixed

75%

SAR 1,111,779

Remainder of the financed amount + profit for the next three months

SAR 6,499

SAR 779,922

10 years

4.50%

Fixed

24%

SAR 627,118

*Any information or rates mentioned are for example only. All financial product and service delivery is subject to the credit policies of Alinma Bank.

 

Saving Account

Minimum Account Balance (Minimum balance package)

Maturity in Month

AER

Number of Withdrawals Permitted in the Month

SR 5000

One Month

0.30%/Year

Open

SR 50000

One Month

0.35%/Year

Open

SR 100000

One Month

0.65%/Year

Open

 

Minimum Account Balance (daily balance package)

Maturity in Month

AER

Number of Withdrawals Permitted in the Month

SR 25000

One Month

0.32%/Year

Open

 

Examples of savings account packages (lowest balance)

Notes

The value of the monthly return(SR)

AER

Lowest balance during the month

There is no return as the account balance is less than the minimum eligible to participate in any of the savings account packages

0

0%

3000 SAR

The balance is greater than 5000 riyals and less than 50,000 riyals, and therefore the return of the first package is 0.30%

1.75

0.30%

7000 SAR

The balance is greater than 50,000 riyals and less than 100,000 riyals, and therefore the return of the second package is 0.35%

17.5

0.35%

60000 SAR

The balance is greater than 100,000 riyals, and therefore the return of the third package is 0.65%

2708

0.65%

5,000,000 SAR

 

Example of savings account package (daily balance)

Notes

The value of the monthly return(SR)

AER

balance during the month

There is no return as the account balance is less than the minimum eligible to participate in any of the savings account packages

0

0%

7000 riyals for a whole month

The balance is greater than 25,000 riyals, and therefore a return of 0.32% annually is paid for the days when the balance is available only

5.3

0.32%

riyals for 20 days a month 30,000

The balance is greater than 25,000 riyals, and therefore a return of 0.32% annually is paid for the days when the balance is available only

8

0.32%

riyals for a whole month30,000

 

The cards fees

Card type

New issue fee

The additional card fees

Replacement fees

International internet transactions fees

Annual fees

mada gold

0 SR

0 SR

30 SR

2.2% from the transaction amount

0 SR

mada platinum

0 SR

0 SR

30 SR

2.2% from the transaction amount

0 SR

mada signature

0 SR

0 SR

30 SR

2.2% from the transaction amount

0 SR

mada infinite

0 SR

0 SR

30 SR

2.2% from the transaction amount

0 SR

visa Classic

250 SR

100 SR

50 SR

1.15% from the transaction amount

250 SR

Visa gold

250 SR

100 SR

50 SR

1.15% from the transaction amount

250 SR

Visa Platinum

250 SR

100 SR

50 SR

1.15% from the transaction amount

250 SR

Visa Signature

250 SR

100 SR

50 SR

1.15% from the transaction amount

250 SR

Visa infinite

250 SR

100 SR

50 SR

1.15% from the transaction amount

250 SR

Purchase credit card

100 SR

N/A

50 SR

2.2% from the transaction amount

100 SR

Traveler card

75 SR

N/A

50 SR

Transactions preformed on one of the card’s currencies and the amount was not sufficient in the relevant wallet, so a fee of 1% from the transaction amount will apply. Transactions performed on a currency other than the card’s currencies, a fee of 2% from the transaction amount will apply.

75 SR

Corporate gold

0 SR

N/A

30 SR

2.2% from the transaction amount

0 SR

Corporate platinum

0 SR

N/A

30 SR

2.2% from the transaction amount

0 SR

House workers prepaid card

60 SR

N/A

50 SR

2.2% from the transaction amount

60 SR

Corporate payroll card

54 SR up to a maximum of 90 SR

N/A

50 SR

N/A

50 SR

Business expenses card

90 SR

N/A

50 SR

2.2% from the transaction amount

50 SR

 

Product

Profit Rate

Financing Period

Administration Fees

Financing Limits

Medium-sized Enterprise Financing

From 5% up to 7% annually fixed rate

Up to(84 Months)

From 1.5% up to 3%

Up to 18,750000, SAR (Eighteen million, seven hundred and fifty thousand riyals)

Micro and Small -sized Enterprise Financing

From 6% up to 8% annually fixed rate

Up to(84 Months)

From 1.5% up to 3%

Up to 6,250,000 SAR (Six million, two hundred and fifty thousand riyals)

Point of Sales Financing (POS-MADA)

From 10% up to 16% APR

(24 Months)

From 2% up to 3%

Min 250,000 SAR (Two hundred and fifty thousand riyals) Max 1,000000, SAR (One million riyals)

 

 

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